I have always used an accountant to handle my taxes because I am just not that good with numbers. Quite a few people have told me that I don’t need to know how to do college level math to do my taxes, even though my taxes can get a bit complicated because I am an independent contractor. When one of my colleagues told me that she uses turbotax.com for her tax returns, I knew that I had to look into it for myself. I knew that if she was able to do it, then there was no reason I couldn’t as well.
I went to the website and read a good bit about the software. I liked that I would be able to do most of it for free, but it was the bonus features that I really liked. Even though I was able to see by others’ testimonials that it was very simple to use, I was still worried that I might have some issues. I saw that I would be able to get free answers over the telephone by a skilled tax professional, and that is what made me decide to do it on my own for the first time ever. Continue reading
I have wanted to get a house for a few years now, but I have not really had the funds to be able to do so, and that is a shame. I wish that it was easier to get a house, but right now, I am not in a position where I am able to save up enough money to make a down payment on a house, and that is the biggest reason I am not a home owner. I would like to learn more about usda loans, and the details of the loans that are offered through them.
It seems like it could be a good opportunity for me, but I want to know what the interest rates are like, in advance of actually trying to apply for one. Continue reading
I recently found myself a bit over my head when it came to my debt and needed to apply for debt review. After I lost my job I found myself unable to pay the bills, and the debt started racking up quickly. Before i knew it I was unable to make the payment on the house, the credit cards were maxed out, and I felt that there was nothing I could do to get myself out of the hole that I had dug myself. Fortunately I knew there were companies that could help me out with my situation.
I definitely didn’t want to default on my debts, because I didn’t want my credit history ruined. Continue reading
PSP: The New Wave
PSP, no this isn’t some new form of PCP or LSD or new street drug of choice, though it is a huge favorite among teens and college aged kids on the streets. The PSP stands for Play Station Portable. This is the newest hand held gaming system from Sony for their Play Station franchise. This new gaming system is light years evolved ahead of the Nintendo Gameboys that helped to start the whole craze, and PSPs offer far more options than their “ancient” predecessors.
PSPs are gaining strongly in popularity. Many advertisements on television commercials will even mention a movie coming out on PSP as well as DVD. The ability of this consul and portable gaming system to adapt to multi-functional usage is one of the aspects that makes it so appealing. While there were definitely some early detractors to the new PSP model when it was initially introduced (along with a huge number of gaming fans who swore by the Nintendo DS portable system) Sony’s PSP console’s ascent in popularity has been amazing, and remarkably fast, much like the popularity of Apple’s iPod.
With the emergence of the console, PSP games have come into much higher demand. The cheaper alternative to buying games in stores is download them online, and the PSP seems to want to encourage these online sites to make downloading of the games and spreading of the game much easier. There are, in fact, over a dozen web sites set up specifically for downloading games. Most of these sites have a membership fee, ranging from a month to a year. A few of the web sites even have the option of life time memberships for a larger one time fee.
The nice thing for Play Station fans who are looking at a PSP is that the controls have not been radically changed. One thing about Nintendo, for example, was how radically the controls changed from the original Nintendo system to the Super Nintendo system, to the N-64, to the Nintendo Game Cube. Fans of the Sony systems won’t have to worry: whatever small changes are made, they are all still based and designed on the original controller that everyone has become familiar with. The PSPs thus have the familiarity of all the previous Sony Play Station features that make them so popular while also adding new benefits and bonuses to the equation, giving the PSPs a great chance at staying in the popular mainstream.
Ice Cream Franchises
If you are looking for a very fun business, you might want to look into ice cream franchises. These are often a lot of fun to run, and you will find that you can do good business if you find the right location. In the hot summer months, most people just have to see an ice cream shop and they will stop to get something. This is a appealing to a wide variety of people because almost everyone loves it, and there are many low fat and low calorie varieties for the dieters out there.
There are quite a few ice cream franchises out there from which to choose, and you may be aware of most of them. You might want to go with something like I Can’t Believe It’s Yogurt or TCBY if you don’t want to go with the regular ice cream. Other ice cream franchises have the traditional stuff like Baskin and Robbins, though I am not sure if they are a franchise that anyone can get involved with or not. I would assume so, but I don’t know for sure. A quick Internet search should find you the answer rather quickly.
You should know that some ice cream franchises are year round, though some people like to close up in the winter due to poor sales. It will depend on where you live and how much business you might think you can get in the winter months. If you get involved with ice cream franchises that offer more than just ice cream, you may find that you can easily stay open for the winter and turn a profit. Though the ice cream business is not as good in the cold months of the year, many people still like to go out to get some on occasion.
Remember that ice cream franchises work best where there is a need for one. If there are already a lot of them in your town, you may not be able to survive. Unless there is room in the market, most business will fail no matter what they have to sell. Do the research on other ice cream franchises in your area to decide if you think it is worth going for. If you have your heart set on it and your area is full, you may have to find a new location. Otherwise, you may want to think of something else you might want to do, and go from there.